

Bank Asia MasterCard Silver
A Card that helps you build a better tomorrow
Key Product Features
Interest Rate |
30.00% 2.5% per month. Bank Asia offers interest FREE period of maximum 45-days. |
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Minimum Monthly Income |
BDT 20000 For banker 20000, for other 20000. |
Balance Transfer |
Yes |
Annual Fee | 1st year free. Then BDT 1000 in the following years. Free annual fee if 18 transactions. |
Fees and Charges
Over limit fee 300 Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees BDT 250 |
Other Charges Cash advance charges ৭,৫০০ টাকা বা তার কমের জন্য ১৫০ টাকা, এর বেশি হলে ২% Cash advance interest charges N/A Cheque Advance / Withdrawal Charge 2% or BDT 150 which is higher. Return cheque fee BDT 250 Card Replacement Fee: BDT 500; |
Other Features
Islamic/Conventional | Conventional |
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Credit Limit | Min: BDT 20000 Max: BDT 99000 |
Cash Advance / Withdraw Amount | 50% at a time within 24 hours. |
Cash back limit (Max) | N/A |
Reward points |
BDT 50 = 1 Point Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 21Years
Min. Monthly Income: BDT 20000
For banker 20000, for other 20000.
Employment Eligibility
Min. Monthly Income: BDT 20000
For banker 20000, for other 20000.
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
Salaried Group
- Two Copies Color Photograph Duly attested by the applicant.
- Salary Certificate
- Last six months Salary Account Statement
- TIN Certificate
- NID Copy
- Driving License Copy (if any)
- CIB Undertaking Form
- Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
- Proof of Residence (Electricity/Wasa/Gas Bill) (any one of them)
- Proof of Car ownership (photocopy of Blue Book of the car, if any)
- Proof of T&T ownership (photocopy of T&T bill, if any)
Self-Employed Group
- Two copies Color Photograph (P.P size) duly attested by the applicant.
- Valid Trade License (if Proprietor) / Partnership Deed (if partnership) / Memorandum of articles with Incorporation Certificate (for Ltd. Co.)
- TIN Certificate (only personal TIN)
- Copy of NID
- Copy of Driving License (if any)
- CIB Undertaking Form
- Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
- Proof of Residence (Electricity/WASA/Gas Bill, if any)
- Proof of Car ownership (Photocopy of Blue Book of the car, if any)
- Proof of T&T ownership (Photocopy of T&T Bill, if any)
Other requirements
Minimum 20000 salary per month or 5000000 annual income and trade licence of minimum 2 years for businessmen.Bank Asia MasterCard Silver
Others:
- Statement Retrieval Fee: BDT 50
- Sales Slip/Voucher Retrieval: BDT 200
- Outstation Cheque Collection Fee: BDT 100
- Certificate: BDT 200
- PIN Replacement Fee: BDT 500
- Monthly Repayment Minimum Due: 5% or BDT 500 which is higher.
Facilities:
- Maximum 45 Days Interest free period for POS and Cheque Transaction.
- Free Supplementary Card.
- E-Commerce Transaction.
- Reward Points.
- Discount at Merchant Outlets.
- Easy Buy Facility (0% interest on installments).
- Internet Banking.
- E-Statement Facility.
- Free Transaction alert.
- Card Cheque Facility.
- Double Credit Shield.