

Brac Bank Platinum Card
An Excellent Package With Exclusive Offers and Platinum Privileges
Key Product Features
Interest Rate |
33.00% 33% Per Year and 0.92 paisa for BDT 1000 per day |
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Minimum Monthly Income |
BDT 75000 |
Balance Transfer |
Yes 2% or BDT 150 whichever is higher +VAT |
Annual Fee | BDT 4500 for Principal Card Holder (Visa & MasterCard) and FREE for First Supplementary Card and BDT 1000+VAT for Second Supplementary Card and onward |
Fees and Charges
Over limit fee BDT 400+VAT or USD 10.00+VAT Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees BDT 500+VAT (Local) and USD 15+ VAT (International) |
Other Charges Cash advance charges 2.5% or BDT 150 whichever is higher+VAT(Local) and 3% or USD 5 whichever is higher+VAT(International) Cash advance interest charges 92 paisa for BDT 1000 per day Cheque Advance / Withdrawal Charge 1.6% Return cheque fee BDT 500 (Local) and USD 10 (International) N/A |
Other Features
Islamic/Conventional | Conventional |
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Credit Limit | Min: BDT 300000 Max: BDT 500000 |
Cash Advance / Withdraw Amount | 50% Of Credit Limit |
Cash back limit (Max) | N/A |
Reward points |
1 Reward point for every BDT 50 spent through Card Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: Free access at BALAKA VIP LOUNGE in Hazrat Shahjalal International Airport and Cardholder can have 1 companion in each visit. Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 18Years
Min. Monthly Income: BDT 75000
Employment Eligibility
Min. Monthly Income: BDT 75000
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
Documents requirements
- Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
- TIN Certificate
- 2 copies of Passport size Photographs
Financial Documents
For Salaried person:
- LOI/Pay Slip
- 6 Months Bank Statement
- Valid Work Permit for Foreign Nationals
For Businessmen:
- Updated Trade License / Partnership Deed / MOA
- Form X & XII, Board Resolution
- 1 Year Bank Statement For Landlord
- Title Deed & Municipality Holding tax paper
- 1 Year Bank Statement For Self Employed Professional
- Certificate of Professional 1 Year Bank Statement.
Other requirements
N/ABrac Bank Platinum Card
Fees and Charges:
- Card and Pin Replacement fee BDT 500
- Plastic Fee BDT 300
- Over Limit Charges BDT 400 (Local) and USD 10 (International)
- Duplicate Statement fee BDT 100
- Copy of Sales Voucher BDT 250 (Local) and USD 10 (International)
- Certificate Charges BDT 200
- Card Cheque Processing Fee 1.60% or BDT 100.00 whichever is higher
- Transaction Alert Service Fee BDT 10.00+VAT monthly
- Card Cheque Book Fee Free for 1st Card Cheque Book
- BDT 150 for Card Cheque -12 Leaves
- BDT 250 for Card Cheque -25 Leaves.
BRAC Bank Platinum cardholder will get a special discounts and privileges in Pizza Hut, Barista, Mainland China, Oh! Calcatta, Sigree and Machaan restaurant all over India. This offer is valid only for BRAC Bank VISA platinum Card
30% discount on room rent in hotels under Gulshan Group, Kolkata, India