Brac Bank Platinum Card

An Excellent Package With Exclusive Offers and Platinum Privileges

Key Product Features

Interest Rate	33.00% 33% Per Year and 0.92 paisa for BDT 1000 per day
Minimum Monthly Income	BDT 75000
Balance Transfer	Yes 2% or BDT 150 whichever is higher +VAT
Annual Fee	BDT 4500 for Principal Card Holder (Visa & MasterCard) and FREE for First Supplementary Card and BDT 1000+VAT for Second Supplementary Card and onward

Fees and Charges

Over limit fee BDT 400+VAT or USD 10.00+VAT Fee for supplementary holder BDT 1000	Vat on fees and charges 15% Late Payment fees BDT 500+VAT (Local) and USD 15+ VAT (International)
Other Charges Cash advance charges 2.5% or BDT 150 whichever is higher+VAT(Local) and 3% or USD 5 whichever is higher+VAT(International) Cash advance interest charges 92 paisa for BDT 1000 per day Cheque Advance / Withdrawal Charge 1.6% Return cheque fee BDT 500 (Local) and USD 10 (International) N/A

Other Features

Islamic/Conventional	Conventional
Credit Limit	Min: BDT 300000 Max: BDT 500000
Cash Advance / Withdraw Amount	50% Of Credit Limit
Cash back limit (Max)	N/A
Reward points	1 Reward point for every BDT 50 spent through Card Expires: N/A
Protection Plan / Insurance Coverage	N/A
InstaBuy / Installment Features	N/A
Airport	Lounge access: Free access at BALAKA VIP LOUNGE in Hazrat Shahjalal International Airport and Cardholder can have 1 companion in each visit. Luggage service: N/A Other service: N/A

Eligibility

Min. Age Requirement: 18Years

Min. Monthly Income: BDT 75000

Employment Eligibility

Salaried Employee
Self Employed/Businessman

Documents requirements

Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
TIN Certificate
2 copies of Passport size Photographs

Financial Documents

For Salaried person:

LOI/Pay Slip
6 Months Bank Statement
Valid Work Permit for Foreign Nationals

For Businessmen:

Updated Trade License / Partnership Deed / MOA
Form X & XII, Board Resolution
1 Year Bank Statement For Landlord
Title Deed & Municipality Holding tax paper
1 Year Bank Statement For Self Employed Professional
Certificate of Professional 1 Year Bank Statement.

Other requirements

N/A

Brac Bank Platinum Card

Fees and Charges:

Card and Pin Replacement fee BDT 500
Plastic Fee BDT 300
Over Limit Charges BDT 400 (Local) and USD 10 (International)
Duplicate Statement fee BDT 100
Copy of Sales Voucher BDT 250 (Local) and USD 10 (International)
Certificate Charges BDT 200
Card Cheque Processing Fee 1.60% or BDT 100.00 whichever is higher
Transaction Alert Service Fee BDT 10.00+VAT monthly
Card Cheque Book Fee Free for 1st Card Cheque Book
BDT 150 for Card Cheque -12 Leaves
BDT 250 for Card Cheque -25 Leaves.

BRAC Bank Platinum cardholder will get a special discounts and privileges in Pizza Hut, Barista, Mainland China, Oh! Calcatta, Sigree and Machaan restaurant all over India. This offer is valid only for BRAC Bank VISA platinum Card

30% discount on room rent in hotels under Gulshan Group, Kolkata, India