EBL Classic Credit Card (Local and Dual)
EBL Classic Credit Card (Local and Dual)

EBL Classic Credit Card (Local and Dual)

A Card With Highest Benefit At A Minimum Cost

Key Product Features

Interest Rate 36.00%
36% Per Year and 12% Per Month
Minimum Monthly Income BDT 20000
Balance Transfer Yes

22% per annum
Annual Fee BDT 1000 for Principal Card Holder and Free for first 2 Supplementary cards and BDT 1000 from 3rd card and onwards and Zero Renewal Fee if one transact for 18-times in a year

Fees and Charges

Over limit fee
BDT 300 or USD 5

Fee for supplementary holder
BDT 1000
Vat on fees and charges

Late Payment fees
BDT 500 or $10
Other Charges
Cash advance charges N/A
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge 2%
Return cheque fee BDT 500


Other Features

Islamic/Conventional Conventional
Credit Limit Min:
Cash Advance / Withdraw Amount 50% Of Credit Limit
Cash back limit (Max) N/A
Reward points N/A
Expires: N/A
Protection Plan / Insurance Coverage In case of death or disability of the cardholder, the entire outstanding amount is waived, equal amount is paid to the family of the cardholder and incase of an accidental death, an additional amount up to BDT 500000 is paid to the bereaved family.
InstaBuy / Installment Features N/A
Airport Lounge access: N/A
Luggage service: N/A
Other service: N/A


Min. Age Requirement: 18Years

Min. Monthly Income: BDT 20000

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

Common Requirement:

  • Completed Application Form
  • Valid Passport
  • National ID Copy
  • TIN
  • 2 copy PP size photographs
  • Nominee’s Photograph
  • Signed Authorization Letter for B/S Verification
  • Completed CIB Form

Requirement for SALARIED:

  • Latest salary Certificate
  • Latest 3 months’ Bank Statement for A/C Payee & Latest 3 months’ Bank Statement reflecting 3 months’ salary for fully A/C payee (B/S should not be more than 1 month old)

Requirement for Partially Account Paid SALARIED:

  • Latest 6 months’ cash vouchers required if cash portion is not mentioned in LOI/Pay slip and bank statement of 6 months (For partially A/C Payee only)

Requirement for Cash Paid SALARIED:

  • Latest Salary Certificate/ LOI to be signed-off by authorized person with name seal
  • Latest 6 Months’ Bank Statement. (B/S should not be more than 1 month old)

For Doctor/Professional/Landlord:

  • BMDC Copy for Doctors who are MBBS only Certificate for Permission of Practice from appropriate authority for Lawyers, Engineers, and Consultants as deemed applicable
  • Land Ownership Document (Holding Tax Receipt/Electricity Bill Copy)
  • Rent Deed for Landlord (Title Deed/ Gas/WASA copy of bill)

Other requirements


EBL Classic Credit Card (Local and Dual)

Fees and Charges:

  • Card/Pin Replacement Fee BDT 500
  • Duplicate E-statement Fee BDT 100 (Per Request)
  • Over Limit Fee BDT 300/USD 5
  • Sales Voucher Retrieval Fee BDT 300/USD 10
  • Certificate Fee BDT 400
  • Risk Assurance Fee 0.35%
  • First Cheque Book Free and BDT 250 from 2nd Cheque Book (10 Leaves) and onwards
  • CIB Fee BDT 100
  • Transaction Alert Fee BDT 200 per year


Up to 50% Discounts on Room Rack Rates at Partner Hotels

Up to 20% discount on all fashion Outfits and upto 30% Discount on Diamond Jewllery at partner Jewllery shops

Up To 20% Discount At All Partner Health & Beauty Cares