

Islami Bank Khidmah Silver Card
Best Islamic Credit Card With No Interest Charge
Key Product Features
Interest Rate |
N/A No Interest Charge. Monthly fixed maintenance fee BDT 600. |
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Minimum Monthly Income |
BDT 20000 BDT 20,000 for Employees of reputed Private Companies and BDT 50000 for Businessmen |
Balance Transfer |
No N/A |
Annual Fee | BDT 1000 for Primary Card Holder, First Supplementary Card Free and BDT 500 For Second Supplementary Card and Onwards |
Fees and Charges
Over limit fee BDT 500 Fee for supplementary holder BDT 500 |
Vat on fees and charges 15% Late Payment fees BDT 500 |
Other Charges Cash advance charges BDT 150 For Each Transaction Cash advance interest charges N/A Cheque Advance / Withdrawal Charge N/A Return cheque fee BDT 200 N/A |
Other Features
Islamic/Conventional | Islamic |
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Credit Limit | Min: Max: BDT 50000 |
Cash Advance / Withdraw Amount | 50% of Credit Limit |
Cash back limit (Max) | N/A |
Reward points |
No Reward Point Facility Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 18Years
Min. Monthly Income: BDT 20000
BDT 20,000 for Employees of reputed Private Companies and BDT 50000 for Businessmen
Employment Eligibility
Min. Monthly Income: BDT 20000
BDT 20,000 for Employees of reputed Private Companies and BDT 50000 for Businessmen
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
Documents requirements
Required Documents for Service Holder:
- 02 Copy (two) Recent Passport size colored photographs
- Copy of National ID/Copy of Passport (1st 7 pages & renewal page)/driving license.
- Copy of employee ID card or photo based commissioner's certificate with birth evidence (If NID/Passport /driving license is not available).
- Copy of up to date e-TIN certificate/latest tax return acknowledgment slip.
- Original Personal Bank statement for last 6(six) months duly signed by the applicant and attested by the source/employer.
- Latest original salary certificate with seal & signature by the concerned authority.
- Visiting card (if available)
- Clean CIB report.
Required papers for Business Personnel/Individual/Professional:
- 02 (two) Recent Passport size colored photographs.
- Copy of National ID/Copy of Passport (1st 7 pages & renewal page).
- Copy of upto date e-TIN certificate/latest tax return acknowledgment slip (Personal & company).
- Original Bank statement for last 6(six) months duly signed by the applicant and attested by the source (Personal & Company) .
- Copy of valid Trade License (latest/renewal). Business card.
- Clean CIB report. Proof of residence (i.e. an attested copy of holding tax payment receipt or payment of any utility bill like Electricity/Gas/WASA/BTTB Telephone Bill).
- In case of professional, copy of membership certificate from the professional body/competent authority.
Other requirements
Teachers, Doctors, Engineers and other professionals.Islami Bank Khidmah Silver Card
Fees and Charges:
- Duplicate statement fee BDT 300
- Card Cheque Book issurance fee BDT 100 For a cheque book of 20 (twenty) leaves.
- Card replacement fee BDT 200
- Monthly maintenance fee BDT 600
- Outstation cheque processing fee BDT 50
- Sales voucher retrieval fee BDT 500
- CIB processing fee BDT 100
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