One Bank VISA Classic Credit Card (Dual)

A Credit Card With Smart Privileges

Interest Rate	30.00% 30% Per Year
Minimum Monthly Income	BDT 35000
Balance Transfer	Yes 22% Per Year
Annual Fee	BDT 1200 for Primary Card. FREE for 1st Supplementary Card and BDT 500 for 2nd Supplementary Card & onwards. No Annual Fee on 18 POS transactions in a year

Over limit fee BDT 200/USD 5 Fee for supplementary holder BDT 500	Vat on fees and charges 15% Late Payment fees BDT 300/USD 5
Other Charges Cash advance charges N/A Cash advance interest charges N/A Cheque Advance / Withdrawal Charge N/A Return cheque fee BDT 300 N/A

Islamic/Conventional	Conventional
Credit Limit	Min: BDT 50000 Max: BDT 100000
Cash Advance / Withdraw Amount	50% of Card limit
Cash back limit (Max)	N/A
Reward points	No Reward Point Facility Expires: N/A
Protection Plan / Insurance Coverage	N/A
InstaBuy / Installment Features	N/A
Airport	Lounge access: N/A Luggage service: N/A Other service: N/A

Min. Age Requirement: 21Years

Min. Monthly Income: BDT 35000

Employment Eligibility

For Salaried Person:

Photocopy of eTIN
Valid Passport / National ID / Driving license copy
PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
Last 6 months Bank Statement with Bank official sign & seal
Letter of introduction / Pay slip/ e-pays slip
Photocopy of Employee ID
Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

For Businessman:

Photocopy of eTIN
Valid Passport / National ID / Driving license copy
PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
Last 12 months Bank Statement with Bank official sign & seal
Valid Trade license
Partnership Deed (for partnership)
MOA & A, (as applicable)
Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

For Self-employed professionals:

Photocopy of eTIN
Valid Passport / National ID / Driving license copy
PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
Last 12 months Bank Statement with Bank official sign & seal
Certificate of Professional
Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.

3 Years Of Service Experience and & 6 Months Of Service in New Company.

Fees & Charges:

Card Replacement Fee BDT 300
PIN Replacement Fee BDT 200
Over Limit Fee BDT 200/USD 5
Plastic Charge BDT 200
Cheque Book Issuance Fee FREE for 1st Card Cheque Book and BDT 200 from 2nd 1st Card Cheque Book and onwards
CUIB Charge BDT 100 (Including VAT)
CCTV Footage Fee for One Bank Ltd. ATM’s Video BDT 1500
Duplicate Statement Fee BDT 50 per month and BDT 100 for being beyond last 2 months.