

One Bank VISA Classic Credit Card (Dual)
A Credit Card With Smart Privileges
Key Product Features
Interest Rate |
30.00% 30% Per Year |
---|---|
Minimum Monthly Income |
BDT 35000 |
Balance Transfer |
Yes 22% Per Year |
Annual Fee | BDT 1200 for Primary Card. FREE for 1st Supplementary Card and BDT 500 for 2nd Supplementary Card & onwards. No Annual Fee on 18 POS transactions in a year |
Fees and Charges
Over limit fee BDT 200/USD 5 Fee for supplementary holder BDT 500 |
Vat on fees and charges 15% Late Payment fees BDT 300/USD 5 |
Other Charges Cash advance charges N/A Cash advance interest charges N/A Cheque Advance / Withdrawal Charge N/A Return cheque fee BDT 300 N/A |
Other Features
Islamic/Conventional | Conventional |
---|---|
Credit Limit | Min: BDT 50000 Max: BDT 100000 |
Cash Advance / Withdraw Amount | 50% of Card limit |
Cash back limit (Max) | N/A |
Reward points |
No Reward Point Facility Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 21Years
Min. Monthly Income: BDT 35000
Employment Eligibility
Min. Monthly Income: BDT 35000
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
For Salaried Person:
- Photocopy of eTIN
- Valid Passport / National ID / Driving license copy
- PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
- Last 6 months Bank Statement with Bank official sign & seal
- Letter of introduction / Pay slip/ e-pays slip
- Photocopy of Employee ID
- Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.
For Businessman:
- Photocopy of eTIN
- Valid Passport / National ID / Driving license copy
- PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
- Last 12 months Bank Statement with Bank official sign & seal
- Valid Trade license
- Partnership Deed (for partnership)
- MOA & A, (as applicable)
- Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.
For Self-employed professionals:
- Photocopy of eTIN
- Valid Passport / National ID / Driving license copy
- PP photograph of Applicant & nominee (for Credit Assurance Program) 1 copy size each
- Last 12 months Bank Statement with Bank official sign & seal
- Certificate of Professional
- Proof of residence address with: Utility bill/PP/NID/Bank Statement/CPV.
Other requirements
3 Years Of Service Experience and & 6 Months Of Service in New Company.One Bank VISA Classic Credit Card (Dual)
Fees & Charges:
- Card Replacement Fee BDT 300
- PIN Replacement Fee BDT 200
- Over Limit Fee BDT 200/USD 5
- Plastic Charge BDT 200
- Cheque Book Issuance Fee FREE for 1st Card Cheque Book and BDT 200 from 2nd 1st Card Cheque Book and onwards
- CUIB Charge BDT 100 (Including VAT)
- CCTV Footage Fee for One Bank Ltd. ATM’s Video BDT 1500
- Duplicate Statement Fee BDT 50 per month and BDT 100 for being beyond last 2 months.