Standard Chartard Bank MasterCard Gold Credit Card
Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.
Key Product Features
| Interest Rate |
36.00% 3% per month |
|---|---|
| Minimum Monthly Income |
BDT 35000 BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks |
| Balance Transfer |
Yes 9.99% Per Year |
| Annual Fee | BDT 3000 for Principle holder. Free for 1st two supplementary cards. BDT 1000 for 3rd supplementary card & onwards. |
Fees and Charges
|
Over limit fee BDT 1000 Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees N/A |
|
Other Charges Cash advance charges N/A Cash advance interest charges N/A Cheque Advance / Withdrawal Charge N/A Return cheque fee N/A N/A |
|
Other Features
| Islamic/Conventional | Conventional |
|---|---|
| Credit Limit | Min: BDT 75000 Max: BDT 145000 |
| Cash Advance / Withdraw Amount | |
| Cash back limit (Max) | N/A |
| Reward points |
1 Reward Point For every BDT 50 Retail Spends Expires: 3 Years |
| Protection Plan / Insurance Coverage | Accidental Death Insurance coverage of BDT 5,00,000 |
| InstaBuy / Installment Features | 0% InstaBuys For Up To 24 Months At All Partner Shops and Stores |
| Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 21Years
Min. Monthly Income: BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks
Employment Eligibility
Min. Monthly Income: BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
- Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
- TIN Certificate, 2 copies of Passport size Photographs.
Financial Documents:
For Salaried person:
- LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals
For Businessmen:
- Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement
For Landlord:
- Title Deed & Municipality Holding tax paper, 1 Year Bank Statement
For Self Employed Professional:
- Certificate of Professional, 1 Year Bank Statement.
Other requirements
N/AStandard Chartard Bank MasterCard Gold Credit Card
1. Fees and Charges:
- Card Replacement Fee BDT 500
- Duplicate statement (last 2 months) BDT 500
- Duplicate statement (beyond last 2 months) BDT 500
- Returned cheque fee (due to insufficient fund) BDT 1000
- Outstation cheque processing BDT 500 Voucher retrieval fee (up to a maximum of 3 months) BDT 500
- Certificate charge Free
- Cheque Book Issuance BDT 200 for 20 leaves from 2nd cheque book & onwards Card cheque processing fee 2% of the card cheque amount (Minimum amount BDT 500)
- InstaBuys Finance charges 16.95% p.a InstaBuys
- Pre-closure Fee 2% of remaining balance
- Closed card administrative fee BDT 500
2. Fee for Supplementary Card Holder:
- Free for 1st two supplementary cards.
- BDT 1000 for 3rd supplementary card & onwards.
3. Interest Rate / Finance Charge:
- 36% yearly3 % per month on all transaction types, calculated from statement date till payment due date.
5. InstaBuy / Installment Features:
- 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited
Exclusive Buy 1 Get 1 FREE dinner offer at Khazana, Uttara and up to 15% discount on partner restaurants.
No specific features but can redeem rewards points from partner grocery shops.
No specific features
0% InstaBuys For Up To 12 Months At All Partner Shops
0% InstaBuys For Up To 12 Months At All Partner Health Cares
0% InstaBuys for up to 12 months at all partner Electronics stores
Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.