

Standard Chartard Bank Visa Gold Credit Card
Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.
Key Product Features
Interest Rate |
36.00% 3% per month |
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Minimum Monthly Income |
BDT 35000 BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks |
Balance Transfer |
Yes 9.99% Per Year |
Annual Fee | BDT 3000 for Principle holder. Free for 1st two supplementary cards. BDT 1000 for 3rd supplementary card & onwards. |
Fees and Charges
Over limit fee N/A Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees BDT 600 if minimum due is not paid within due date |
Other Charges Cash advance charges N/A Cash advance interest charges 2.5% of the withdrawal amount (Minimum amount is BDT 100) Cheque Advance / Withdrawal Charge 2% or BDT 500 for advanced amount; whichever is higher. Return cheque fee 33% Per Year, 0.92 Paisa on BDT 1000 Daily N/A |
Other Features
Islamic/Conventional | Conventional |
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Credit Limit | Min: BDT 75000 Max: BDT 145000 |
Cash Advance / Withdraw Amount | 50% of Card Limit |
Cash back limit (Max) | Mentioned In The Campaign and There Is No Fixed Amount Of Cash Back Limit |
Reward points |
1 point for each 50 taka retail spends Expires: 3 Years |
Protection Plan / Insurance Coverage | Accidental Death Insurance coverage of BDT 5,00,000 |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 21Years
Min. Monthly Income: BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks
Employment Eligibility
Min. Monthly Income: BDT 35000
BDT 35000 for having Salary account at SCB and 40,000 for having Salary account at other banks
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
- Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
- TIN Certificate, 2 copies of Passport size Photographs.
Financial Documents:
For Salaried person:
- LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals
For Businessmen:
- Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement
For Landlord:
- Title Deed & Municipality Holding tax paper, 1 Year Bank Statement
For Self Employed Professional:
- Certificate of Professional, 1 Year Bank Statement.
Other requirements
N/AStandard Chartard Bank Visa Gold Credit Card
1. Fee for Supplementary holder:
- Free for 1st two supplementary cards. BDT 1000 for 3rd supplementary card & onwards.
2. Interest Rate / Finance Charge:
- 36% yearly,3% per month on all transaction types, calculated from statement date till payment due date.
4. InstaBuy / Installment Features:
- 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for onetime payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited
Exclusive Buy 1 Get 1 FREE dinner offer at Khazana, Uttara and up to 15% discount on partner restaurants.
No specific features but can redeem rewards points from partner grocery shops.
No specific features
0% InstaBuys For Up To 12 Months At All Partner Shops
0% InstaBuys For Up To 12 Months At All Partner Health Cares
0% InstaBuys for up to 12 months at all partner Electronics stores
Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.