

Standard Chartered Bank Saadiq Gold Card
Best Islamic Credit Card With Premium Privileges
Key Product Features
Interest Rate |
36.00% 3% Per Month and 36% Per Year |
---|---|
Minimum Monthly Income |
BDT 35000 |
Balance Transfer |
Yes 9.99% |
Annual Fee | BDT 3000 for Principle holder. Free for 1st two supplementary cards. BDT 1000 for 3rd supplementary card & onwards. |
Fees and Charges
Over limit fee BDT 1000 Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees BDT 500 if minimum due is not paid within due date |
Other Charges Cash advance charges BDT 300 Cash advance interest charges 33% Per Year and 92 Paisa on BDT 1000 Daily Cheque Advance / Withdrawal Charge 2.5% Return cheque fee BDT 500 See Other Requirements |
Other Features
Islamic/Conventional | Islamic |
---|---|
Credit Limit | Min: BDT 50000 Max: BDT 150000 |
Cash Advance / Withdraw Amount | 50% of Credit Limit |
Cash back limit (Max) | Mentioned in the campaign and there is no fixed amount of cash back limit |
Reward points |
1 Rewards Point For Each 50 Taka Retail Spends Expires: 3 Years |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | 0% InstaBuys for up to 12 months |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 19Years
Min. Monthly Income: BDT 35000
Employment Eligibility
Min. Monthly Income: BDT 35000
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
Common Documents for Everyone:
- Photo ID (National ID Card / Passport / Driving License).
- If National ID Card is not provided, declaration letter is required.
- If National ID Card is lost, GD Copy is required.
-
TIN Certificate 2 copies of Passport size Photographs.
Financial Documents:
For Salaried Person:
- LOI/Pay Slip
- 6 Months Bank Statement,
Businessmen:
- Valid Work Permit for Foreign Nationals,
- Updated Trade License of Minimum 3 Years / Partnership Deed / MOA, Form X & XII, Board Resolution.
Landlord:
- Title Deed & Municipality Holding tax paper
- 1 Year Bank Statement
Self Employed Professional:
- Certificate of Professional
- 1 Year Bank Statement
Other requirements
See Other RequirementsStandard Chartered Bank Saadiq Gold Card
- Reward Points Redemption for Yearly Fee Waivers 50% @ 2000 Points, 100% @ 4000 Points
Fees and Charges:
- Minimum Amount Due 5% or BDT 500, whichever is higher
- Card Replacement Fee BDT 500
- Monthly Maintenance Fee BDT 2500
- Cash Advance Service Fee BDT 300
- Duplicate Statement (Last 2 Months) BDT 300
- Duplicate Statement (Beyond Last 2 Months) BDT 500
- Certificate Charge FREE
- Card Cheque Transaction Fee BDT 1000
- Closed Card Administrative Fee BDT 500
- Cheque Book Issuance Fee: 1st Card Cheque Book (10 Leaves) FREE and 2nd Card Cheque Book (20 Leaves) BDT 200
- SMS Banking FREE
- Internet Banking FREE
- Auto Bills Pay FREE
Up to 20% Off on Partner Restaurants and Exclusive Buy 1 Get 1 FREE Dinner Offer at Khazana, Uttara.
No Specific Features But Can Redeem Rewards Points From Partner Grocery Shops.
Up to 55% Off on Room Rents at Partner Hotels
0% InstaBuys for up to 12 months at Partner Shops
0% InstaBuys for up to 12 months at Partner Shops
0% InstaBuys for up to 12 months at Partner Electronics Shops
Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.