Standard Chartered Bank Saadiq Platinum card
Standard Chartered Bank Saadiq Platinum card

Standard Chartered Bank Saadiq Platinum card

                    Best Islamic Credit Card With Platinum Privileges

Key Product Features

Interest Rate 36.00%
3% Per Month
Minimum Monthly Income BDT 100000
BDT 1,50,000 to 2,00,000
Balance Transfer Yes

12.99% Per Year
Annual Fee BDT 5000 for Principle Holder, Free For 1st Two Supplementary Cards And BDT 1000 For 3rd Supplementary Card & Onwards.

Fees and Charges

Over limit fee
BDT 1000

Fee for supplementary holder
BDT 1000
Vat on fees and charges

Late Payment fees
BDT 500 if minimum due is not paid within due date
Other Charges
Cash advance charges BDT 300
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge 2.5%
Return cheque fee BDT 500

See Other Requirements

Other Features

Islamic/Conventional Islamic
Credit Limit Min: BDT 50000
Max: BDT 450000
Cash Advance / Withdraw Amount 50% of Credit Limit
Cash back limit (Max) Mentioned in the campaign and there is no fixed amount of cash back limit
Reward points 1 Rewards Point For Each 50 Taka Retail Spends
Expires: 3 Years
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features 0% InstaBuys for up to 12 months
Airport Lounge access: Saadiq Platinum Credit Cardholder and One (1) immediate family member can enjoy the exclusive Passenger Handling Service during departure from and arrival to Hazrat Shahjalal International Airport, Dhaka provided by Meet, Greet & Assist Services (MG&A).
Luggage service: Can Enjoy true VIP treatment every time one travel!
Other service: N/A


Min. Age Requirement: 19Years

Min. Monthly Income: BDT 100000
BDT 1,50,000 to 2,00,000

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman
  • Land Owner

Documents requirements

​​Common Documents for Everyone:

  • ​Photo ID (National ID Card  / Passport / Driving License).     
  • If National ID Card is  not provided, declaration letter is required.    
  • If National ID Card is lost, GD  Copy is required.    
  • TIN Certificate 2 copies of Passport size Photographs.    

Financial Documents:

For Salaried Person:  

  • LOI/Pay Slip
  • 6 Months Bank Statement,    


  • Valid Work Permit for Foreign Nationals,
  • Updated  Trade License of Minimum 3 Years / Partnership Deed / MOA, Form X & XII, Board Resolution.


  • Title Deed  & Municipality Holding tax paper
  • 1  Year Bank Statement

Self Employed Professional:

  • Certificate of Professional 
  • 1 Year Bank Statement

Other requirements

See Other Requirements

Standard Chartered Bank Saadiq Platinum card

Airport Premium Other Services:

Card Holder can enjoy all travel related services including booking of air tickets & hotels, assistance regarding Visa, support with international hospitals and many more from a one-stop travel desk exclusively created for card holder with Galaxy Travel International, Bangladesh. Not only this, Saadiq Platinum Credit Cardholder will also get up to 5% discount on air ticker fares on International tickets/Packages on base fare only subject to availability (conditions apply).

Fees and Charges:

  • Minimum Amount Due 5% or BDT 500, whichever is higher
  • Card Replacement Fee BDT 1000
  • Monthly Maintenance Fee BDT 3500
  • Duplicate Statement (Last 2 Months) BDT 300
  • Duplicate Statement (Beyond Last 2 Months) BDT 500
  • Certificate Charge FREE
  • Card Cheque Transaction Fee BDT 1000
  • 0% InstaBuys Pre-Closure Fee BDT 1000
  • Closed Card Administrative Fee BDT 500
  • Cheque Book Issuance Fee: 1st Card Cheque Book (10 Leaves) FREE and 2nd Card Cheque Book (20 Leaves) BDT 200
  • SMS Banking FREE
  • Internet Banking FREE
  • Auto Bills Pay FREE
  • Passenger Handling Service FREE (Up to 2 Persons)


Up to 20% Off on Partner Restaurants and Exclusive Buy 1 Get 1 FREE Dinner Offer at Khazana, Uttara.

No Specific Features But Can Redeem Rewards Points From Partner Grocery Shops.

Up to 55% Off on Room Rents at Partner Hotels

0% InstaBuys for up to 12 months at Partner Shops

0% InstaBuys for up to 12 months at Partner Shops

0% InstaBuys for up to 12 months at Partner Electronics Shops

Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.