

Standard Chartered Bank Visa Signature Credit Card
Best Credit Card As It Provides Amazing 'Good Life' Deals & Discounts For Dining, Travel, Shopping, Health, Electronics and Many Others.
Key Product Features
Interest Rate |
33.00% 2.75% per month(30 days) |
---|---|
Minimum Monthly Income |
BDT 150000 BDT 1,50000 For Having Salary Account at SCB and 2,20000 For Having Salary Account At Other Banks. |
Balance Transfer |
Yes Balance Transfer Pre-closure fee: 2% of remaining balance or BDT 1000 (whichever is higher) 9.99% Per Year |
Annual Fee | BDT 10000 for Principle Holder. Free For 1st Two Supplementary Cards. BDT 1000 from 3rd Supplementary Card & Onwards. |
Fees and Charges
Over limit fee BDT 1500 Fee for supplementary holder BDT 1000 |
Vat on fees and charges 15% Late Payment fees BDT 1000 if Minimum Due is Not Paid Within Due Date |
Other Charges Cash advance charges N/A Cash advance interest charges 2.5% of the Withdrawal Amount (Minimum Amount is BDT 100) Cheque Advance / Withdrawal Charge 2% or BDT 500 for Advanced Amount; Whichever is Higher. Return cheque fee BDT 1000 N/A |
Other Features
Islamic/Conventional | Conventional |
---|---|
Credit Limit | Min: BDT 500000 Max: BDT 2000000 |
Cash Advance / Withdraw Amount | 50% of Credit Limit |
Cash back limit (Max) | BDT 1000/month on Dining |
Reward points |
2 Reward Point For every BDT 50 Retail Spends / $1 Purchase Expires: 3 Years |
Protection Plan / Insurance Coverage | 0.35% Of The Statement Balance As At The Statement Date |
InstaBuy / Installment Features | 0% InstaBuys For Up To 24 Months At All Partner Shops and Stores |
Airport | Lounge access: FREE Balaka Business Lounge access along with spouse and up to two children. Luggage service: FREE Meet & Greet service for up to 3 immediate family members at Dhaka International Airport Other service: N/A |
Eligibility
Min. Age Requirement: 21Years
Min. Monthly Income: BDT 150000
BDT 1,50000 For Having Salary Account at SCB and 2,20000 For Having Salary Account At Other Banks.
Employment Eligibility
Min. Monthly Income: BDT 150000
BDT 1,50000 For Having Salary Account at SCB and 2,20000 For Having Salary Account At Other Banks.
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
- Land Owner
Documents requirements
- Photo ID (National ID Card / Passport / Driving License). If National ID Card is not provided, declaration letter is required. If National ID Card is lost, GD Copy is required.
- TIN Certificate, 2 copies of Passport size Photographs.
Financial Documents:
For Salaried person:
- LOI/Pay Slip, 6 Months Bank Statement, Valid Work Permit for Foreign Nationals
For Businessmen:
- Updated Trade Licence / Partnership Deed / MOA, Form X & XII, Board Resolution, 1 Year Bank Statement
For Landlord:
- Title Deed & Municipality Holding tax paper, 1 Year Bank Statement
For Self Employed Professional:
- Certificate of Professional, 1 Year Bank Statement.
Other requirements
N/AStandard Chartered Bank Visa Signature Credit Card
1. Interest Rate / Finance Charge:
- 33% yearly, 2.75% per month on all transaction types, calculated from statement date till payment due date
2. InstaBuy / Installment Features:
- 0% InstaBuys for up to 6 months at Partner CNGs, 0% InstaBuys for up to 24 months for over BDT 60,000 at Bridal Moment, 0% InstaBuys for up to 3 months at Lion Cycle Store, 0% Instabuys for up to 12 Months for selected bicycle models at Cyclelife Exclusive, 0% InstaBuys for up to 12 months at Unilever authorizes outlets or 10% discount for one-time payment for Home delivery, 0% InstaBuys for up to 6 months at Runner Automobiles Limited, 0% InstaBuys for up to 12 months at Roxy Paints Industries Ltd, 0% InstaBuys for up to 12 months for Electronics & Home Appliance at Euro Kitchens Limited
3. Fees and Charges:
- Duplicate statement (last 2 months) BDT 500
- Duplicate statement (beyond last 2 months) BDT 500
- Outstation cheque processing BDT 500,
- Voucher retrieval fee (up to a maximum of 3 months) BDT 500
- Certification charge free
- Cheque Book Issuance BDT 200 for 20 leaves from 2nd cheque book & onwards
- Card cheque processing fee 2% of the card cheque amount (Minimum amount BDT 500)
- InstaBuys Finance charges 16.95% Per Year
- Closed card administrative fee BDT 500
Up to 15% Discount On Partner Restaurants
No specific features but can reddem reward points from partner grocery shops.
Up to 50% Discount On Published Room Rate At Partner Hotels
0% InstaBuys For Up To 12 Months At All Partner Shops
0% InstaBuys For Up To 12 Months At All Partner Health Cares
0% InstaBuys For Up To 24 Months At All Partner Electronics Stores
Biman Bangladesh Airlines: 20% Discount on base fare on all class for Dhaka-Kathmandu Route. 15% Discount on base fare on Economy Class only for Dhaka-Bangkok Route. 10% Discount on base fare on all class for all other Domestic and International Routes.