UCB MasterCard Classic Card

A Very Flexible Package For The People With Low Income

Interest Rate	30.00% 30% Per Year
Minimum Monthly Income	BDT 20000
Balance Transfer	Yes
Annual Fee	BDT 1500 for Primary card, FREE for First Supplementary Card and BDT 500 from Second Card & Onwards

Over limit fee BDT 450/$6 Fee for supplementary holder BDT 500	Vat on fees and charges 15% Late Payment fees BDT 300/$4
Other Charges Cash advance charges উত্তোলনকৃত পরিমাণের উপর ৩% কিংবা ১৫০ টাকা Cash advance interest charges N/A Cheque Advance / Withdrawal Charge 1.65% of the card cheque amount (Minimum BDT 300) Return cheque fee BDT 300 N/A

Islamic/Conventional	Conventional
Credit Limit	Min: Max: BDT 45000
Cash Advance / Withdraw Amount	50% of Credit Limit
Cash back limit (Max)	N/A
Reward points	1 reward point for every BDT 50 retail spends Expires: N/A
Protection Plan / Insurance Coverage	N/A
InstaBuy / Installment Features	N/A
Airport	Lounge access: N/A Luggage service: N/A Other service: N/A

Min. Age Requirement: 20Years

Min. Monthly Income: BDT 20000

Employment Eligibility

Salary Certificate (signed on official letterhead by Manager Accounts / HR / Admin / equivalent)
Latest month’s pay-slip (computerized and with company’s name on it)
Bank statement (computerized personal & company statements)
TIN
Trade license (stating owner’s name)
Memorandum of association (stating ownership %)
Passport copy (1st 5 pages & last 3 pages)
Additional Document for Foreign Currency Card: Passport for endorsement under Travel Quota RFCD/ERQ Lien confirmation as required (For Cards against RFCD/ERQ balances)

N/A

Fees and Charges: