

UCB MasterCard Classic Card
A Very Flexible Package For The People With Low Income
Key Product Features
Interest Rate |
30.00% 30% Per Year |
---|---|
Minimum Monthly Income |
BDT 20000 |
Balance Transfer |
Yes |
Annual Fee | BDT 1500 for Primary card, FREE for First Supplementary Card and BDT 500 from Second Card & Onwards |
Fees and Charges
Over limit fee BDT 450/$6 Fee for supplementary holder BDT 500 |
Vat on fees and charges 15% Late Payment fees BDT 300/$4 |
Other Charges Cash advance charges উত্তোলনকৃত পরিমাণের উপর ৩% কিংবা ১৫০ টাকা Cash advance interest charges N/A Cheque Advance / Withdrawal Charge 1.65% of the card cheque amount (Minimum BDT 300) Return cheque fee BDT 300 N/A |
Other Features
Islamic/Conventional | Conventional |
---|---|
Credit Limit | Min: Max: BDT 45000 |
Cash Advance / Withdraw Amount | 50% of Credit Limit |
Cash back limit (Max) | N/A |
Reward points |
1 reward point for every BDT 50 retail spends Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: N/A Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 20Years
Min. Monthly Income: BDT 20000
Employment Eligibility
Min. Monthly Income: BDT 20000
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
Documents requirements
- Salary Certificate (signed on official letterhead by Manager Accounts / HR / Admin / equivalent)
- Latest month’s pay-slip (computerized and with company’s name on it)
- Bank statement (computerized personal & company statements)
- TIN
- Trade license (stating owner’s name)
- Memorandum of association (stating ownership %)
- Passport copy (1st 5 pages & last 3 pages)
- Additional Document for Foreign Currency Card: Passport for endorsement under Travel Quota RFCD/ERQ Lien confirmation as required (For Cards against RFCD/ERQ balances)
Other requirements
N/AUCB MasterCard Classic Card
- Payment Due Date from Statement Date 15 Days
- Minimum Amount Due 5% or BDT 500 or $25 whichever is higher
- Maximum Interest Free Period 45 Days
Fees and Charges:
- Replacement Card Fee BDT 300
- Cheque/auto debit return BDT 300
- Duplicate Statement BDT 100
- Charge Slip Retrieval fee BDT 700
- PIN replacement fee BDT 300
- CIB Processing Fee BDT 100
- NOC/Certificate Charge BDT 300
- Card Cheque(1st 5 leaves Free) and BDT 350 for next 2o Leaves
- SMS Banking BDT 200 Per Year
- Priority Pass Re-Issue BDT 500