UCB VISA Gold Card
UCB VISA Gold Card

UCB VISA Gold Card

An Excellent Package With Primium Facilities

Key Product Features

Interest Rate 30.00%
30% Per Year
Minimum Monthly Income BDT 30000
Balance Transfer Yes

Annual Fee BDT 3000 for Primary card, FREE for First Supplementary Card and BDT 1000 from Second Card & Onwards

Fees and Charges

Over limit fee
BDT 600/$8

Fee for supplementary holder
BDT 1000
Vat on fees and charges

Late Payment fees
BDT 500/$6
Other Charges
Cash advance charges উত্তোলনকৃত পরিমাণের উপর ৩% কিংবা ১৫০ টাকা।
Cash advance interest charges N/A
Cheque Advance / Withdrawal Charge 1.65% of the card cheque amount (Minimum BDT 300)
Return cheque fee BDT 500


Other Features

Islamic/Conventional Conventional
Credit Limit Min: BDT 50000
Max: BDT 145000
Cash Advance / Withdraw Amount 50% of Credit Limit
Cash back limit (Max) N/A
Reward points 1 reward point for every BDT 50 retail spends
Expires: N/A
Protection Plan / Insurance Coverage N/A
InstaBuy / Installment Features N/A
Airport Lounge access: FREE Access to Airport Lounge in Dhaka with one companion
Luggage service: N/A
Other service: N/A


Min. Age Requirement: 20Years

Min. Monthly Income: BDT 30000

Employment Eligibility
  • Salaried Employee
  • Self Employed/Businessman

Documents requirements

  • Salary Certificate (signed on official letterhead by Manager Accounts / HR / Admin / equivalent)
  • Latest month’s pay-slip (computerized and with company’s name on it)
  • Bank statement (computerized personal & company statements)
  • TIN
  • Trade license (stating owner’s name)
  • Memorandum of association (stating ownership %)
  • Passport copy (1st 5 pages & last 3 pages)
  • Additional Document for Foreign Currency Card: Passport for endorsement under Travel Quota RFCD/ERQ Lien confirmation as required (For Cards against RFCD/ERQ balances)

Other requirements


UCB VISA Gold Card

  • Payment Due Date from Statement Date 15 Days
  • Minimum Amount Due 5% or BDT 500 or $25 whichever is higher
  • Maximum Interest-Free Period 45 Days

Fees and Charges:

  • Replacement Card Fee BDT 500
  • Cheque/auto debit return BDT 500
  • Duplicate Statement BDT 100
  • Charge Slip Retrieval fee BDT 1000
  • PIN replacement fee BDT 300
  • CIB Processing Fee BDT 100
  • NOC/Certificate Charge BDT 500
  • Card Cheque(1st 5 leaves Free) and BDT 350 for next 2o Leaves
  • SMS Banking BDT 200 Per Year
  • Priority Pass Re-Issue BDT 500