

UCB VISA International Card
An Excellent Credit Card For The People Who Spends Lot In Overseas
Key Product Features
Interest Rate |
30.00% 30% Per Year |
---|---|
Minimum Monthly Income |
BDT 60000 |
Balance Transfer |
Yes |
Annual Fee | $50 for Primary card, FREE for First Supplementary Card and $25 from Second Card & Onwards |
Fees and Charges
Over limit fee $15 Fee for supplementary holder BDT 25 |
Vat on fees and charges 15% Late Payment fees 15 |
Other Charges Cash advance charges উত্তোলনকৃত পরিমাণের উপর ৩% কিংবা ১৫০ টাকা। Cash advance interest charges N/A Cheque Advance / Withdrawal Charge 1.65% of the card cheque amount (Minimum BDT 300) Return cheque fee 5$ N/A |
Other Features
Islamic/Conventional | Conventional |
---|---|
Credit Limit | Min: BDT 150000 Max: BDT 500000 |
Cash Advance / Withdraw Amount | 50% of Credit Limit |
Cash back limit (Max) | N/A |
Reward points |
1 reward point for every BDT 50 retail spends Expires: N/A |
Protection Plan / Insurance Coverage | N/A |
InstaBuy / Installment Features | N/A |
Airport | Lounge access: FREE Access to Airport Lounge in Dhaka with one companion Luggage service: N/A Other service: N/A |
Eligibility
Min. Age Requirement: 20Years
Min. Monthly Income: BDT 60000
Employment Eligibility
Min. Monthly Income: BDT 60000
Employment Eligibility
- Salaried Employee
- Self Employed/Businessman
Documents requirements
- Salary Certificate (signed on official letterhead by Manager Accounts / HR / Admin / equivalent)
- Latest month’s pay-slip (computerized and with company’s name on it)
- Bank statement (computerized personal & company statements)
- TIN
- Trade license (stating owner’s name)
- Memorandum of association (stating ownership %)
- Passport copy (1st 5 pages & last 3 pages)
- Additional Document for Foreign Currency Card: Passport for endorsement under Travel Quota RFCD/ERQ Lien confirmation as required (For Cards against RFCD/ERQ balances)
Other requirements
N/AUCB VISA International Card
- Payment Due Date from Statement Date 15 Days
- Minimum Amount Due 5% or BDT 500 or $25 whichever is higher
- Maximum Interest Free Period 45 Days
Fees and Charges:
- Fee for supplimentory holder 25$
- Replacement Card Fee 12$
- Cheque/auto debit return 15$
- Duplicate Statement 5$
- Charge Slip Retrieval fee 10$
- PIN replacement fee 12$
- NOC/Certificate Charge 5$
- Card Cheque(1st 5 leaves Free) and BDT 350 for next 2o Leaves
- SMS Banking BDT 200 Per Year
- Priority Pass Re-Issue BDT 500