Bank Asia Unsecured Personal Loan

Bank Asia Unsecured Personal Loan

An Attractive Package Without Any Early Settlement Fee and Only 1% Processing Fee.

Key Product Features

Interest Rate 12.00%
A great loan package with no hidden cost.
Min. financing Amount BDT 50 000
Max. financing Amount BDT 1 000 000
Min. loan tenure 1 year
Max. loan tenure 4 year
Islamic / Conventional Conventional
Approval duration Bank Asia will take approximately 10 working days to review and approve your loan request.

Fees and Charges

One time set-up Penalties
Processing fee
1% on approved loan amount.

Stamp duty
1% on approved loan amount.
Early Settlement
No fees

Late Payment Charges
BDT 100 for overdue amount.


Age requirement
Age 25 - 57

Min Income requirement
BDT 30 000

Employment Eligibility
Salaried Employee
Self Employed

Other requirements

Need to open linked bank account?

Bank Asia Unsecured Personal Loan

  1. Terms and Conditions
    #Minimum service length 2 years and at-least 6 months with current employer. #For salaried professionals, must be confirmed employees of a relevant firm. #For self employed individual, a business record of minimum 2 years. #Applicant can take maximum amount of loan equivalent to his/her 10 times of gross salary.
  2. What will it cost you and how will you be charged?
    Bank Asiawill charge the following fee while processing this loan : Service Charge 1% of approved loan amount.
  3. How long will the application take and what documentations are required?
    #Loan Request Approval Time : Bank Asia will take 10 working days to review and approve your loan request after submission of loan application, #Required Documents: You need the following documents to be approved to get this loan : *. Copy of National Id card of the applicant. *. Copy of TIN certificate. *. 2 copy PP size photographs of the applicant. *. Photocopy of bank statement of last 1 year. *. Relevant documents that substantiate applicant’s professional activity.
  4. Can you apply if you have a bad CIB Credit Record?
    No, your application won't be approved if you have bad CIB Credit Record.