
One Bank Personal Loan
An Interesting package With Lower Interest Rate.
Key Product Features
Interest Rate |
12.00% Interest rate is 12% for Salaried persons and 14% for businessmen/Landlord. |
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Min. financing Amount | BDT 50 000 |
Max. financing Amount | BDT 1 000 000 |
Min. loan tenure | 1 year |
Max. loan tenure | 5 year |
Islamic / Conventional | Conventional |
Approval duration | One Bank will take approximately 15 to 20 working days to review and approve your loan request. |
Fees and Charges
One time set-up | Penalties |
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Processing fee 1% on approved loan amount. Stamp duty BDT 1500 |
Early Settlement 2% Late Payment Charges 3% on defaulted amount. |
Eligibility
Age requirement
Age 21 - 60
Min Income requirement
BDT 25 000
Employment Eligibility
Salaried Employee
Self Employed
Need to open linked bank account?
Yes
Age 21 - 60
Min Income requirement
BDT 25 000
Employment Eligibility
Salaried Employee
Self Employed
Other requirements
Need to open linked bank account?
Yes
One Bank Personal Loan
- Terms and Conditions
#Minimum monthly income requirement: BDT 25000 for Salaried Executives and BDT 50,000 for Professionals, Businessmen, and Land Lord. - What will it cost you and how will you be charged?
One Bank will charge the following fees while processing this loan : 1. Application fee BDT 100. 2. Processing fee is 2%. - How long will the application take and what documentations are required?
#Loan Request Approval Time : One Bank will take 15 to 20 working days to review and approve your loan request after submission of loan application. #Required Documents: You need the following documents to be approved to get this loan : *. Copy of National Id card of the applicant. *. Copy of TIN certificate. *. 2 copies PP size photographs of the applicant. *. Photocopy of bank statement of last 1 year of the applicant. *. Relevant documents that substantiate applicant’s professional activity. - Can you apply if you have a bad CIB Credit Record?
No, your application won't be approved if you have bad CIB Credit Record.